After speaking with a debt specialist and upon approval into a debt settlement program you will make one monthly affordable deposit into a savings account. After funds begin to accumulate, usually 6 to 12 months, they are then used to start negotiating settlements with your creditors. New Era will manage all your unsecured accounts enrolled in the program and negotiate settlements.

The average time to complete a debt settlement program with New Era is 28 months. Once all accounts are settled and paid off you will start living a debt free life.